{"product_id":"the-restructure-business-bankruptcy-workouts-wind-downs-guide-2026","title":"The Restructure: Business Bankruptcy, Workouts \u0026 Wind-Downs Guide (2026)","description":"\u003cp\u003e\u003cstrong\u003eFresh Start Series · Business Edition\u003c\/strong\u003e\u003cbr\u003e\u003cem\u003eAssess. Restructure. Recover.\u003c\/em\u003e\u003c\/p\u003e\u003cp\u003eMost business bankruptcy information is written for lawyers or written to sell you something. This is written for the owner who needs to understand the decision before making it.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe three facts that change everything:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eAn LLC or corporation gets no discharge in Chapter 7.\u003c\/strong\u003e Owners file expecting debt relief and get an empty shell that still legally owes everything.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eWithheld payroll taxes follow you home.\u003c\/strong\u003e The Trust Fund Recovery Penalty is assessed against you personally, through any entity, and survives every chapter of bankruptcy.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe entity filing is usually the smaller half of the problem.\u003c\/strong\u003e Between personal guarantees and trust fund liability, your own exposure typically dwarfs what a business case resolves.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eSixteen chapters covering:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eRestructure, work out, or wind down — the test that tells you which situation you're actually in\u003c\/li\u003e\n\u003cli\u003eHow your entity type determines who files, who stays liable, and whether bankruptcy helps at all\u003c\/li\u003e\n\u003cli\u003ePersonal guarantees: what bankruptcy does and does not release\u003c\/li\u003e\n\u003cli\u003eThe full out-of-court menu — workouts, forbearance, ABCs, receiverships, Article 9 sales, dissolution\u003c\/li\u003e\n\u003cli\u003eChapter 11 and Subchapter V in depth, including the 60-day and 90-day deadlines that decide cases\u003c\/li\u003e\n\u003cli\u003eChapter 7 business liquidation and when dissolving under state law is the better choice\u003c\/li\u003e\n\u003cli\u003eLeases and contracts under Section 365, including the 210-day deadline that ends location-based businesses\u003c\/li\u003e\n\u003cli\u003eEmployees, payroll priority, WARN Act obligations, and the trust fund penalty\u003c\/li\u003e\n\u003cli\u003ePreferences, fraudulent transfers, and the look-back windows — what not to do in the year before filing\u003c\/li\u003e\n\u003cli\u003eFiduciary duty in the zone of insolvency\u003c\/li\u003e\n\u003cli\u003eComplete official forms checklist for entity and sole proprietor filings\u003c\/li\u003e\n\u003cli\u003eCosts, credit aftermath, and rebuilding business credit\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eCurrent as of August 2026,\u003c\/strong\u003e including the pending Subchapter V debt limit legislation that determines who is eligible to file.\u003c\/p\u003e\u003cp\u003eDelivered as an instant PDF download.\u003c\/p\u003e\u003chr\u003e\u003cp\u003e\u003cem\u003e\u003cstrong\u003eImportant:\u003c\/strong\u003e This guide is educational content only. It is not legal, tax, or financial advice, and purchase does not create an attorney-client relationship. Business insolvency law varies by state and federal district, and several figures are subject to periodic adjustment or pending legislation. Consult a licensed attorney in your state before making any filing decision.\u003c\/em\u003e\u003c\/p\u003e","brand":"Louis DeAbreu","offers":[{"title":"Default Title","offer_id":43212328370270,"sku":"FSS-RST-GDE-01","price":47.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0671\/2842\/6590\/files\/the-restructure-cover_c343ef10-6bbf-4f8c-ba82-2b022bea83bc.png?v=1787710030","url":"https:\/\/theadministrativeprocess.com\/products\/the-restructure-business-bankruptcy-workouts-wind-downs-guide-2026","provider":"The Administrative Process","version":"1.0","type":"link"}